2017-09-20

I Need Money Now! Here’s How to Get Cash Today

Babysit


Check with your friends or family to see if anyone is in need of a babysitter for a few hours. Depending on where you live, rates average about $10 to $15 per hour. This, of course, can fluctuate with the age and needs of the child.


You can charge a reasonable amount for your friends and family and still make a few bucks by keeping some kids entertained.


Become a Freelancer


Freelancers can make a side income, part time income, or full-time income nowadays. And, the term “freelancer” includes a wide variety of jobs, from writing to design to programming. Anything you can do as a service online, you may be able to make some money with by freelancing.


The trick is to get your name out there so you can build a client base. A good way to start is to sign up for accounts on Upwork. Guru. People Per Hour (review). and OneSpace. Although these places take a few days to pay, you can build up a client base by getting your name on your work and asking for referrals.


This process can take a bit of time to build up, so it’s a good idea to do in addition to other money-making tasks. But, once you have regular clients, you can come up with an assignment and pay schedule so you can get your money when you need it.


Cash in Your IRA


Cashing in your full IRA may not be the best idea unless you have a financial emergency. So, I recommend this money-making method only if you really need some money and won’t have to cash in your full IRA.


This method also only works if you have your IRA through a local bank you can visit in person, and it isn’t a bank holiday or day it’s closed. Remember that you’ll have to pay taxes on it, plus a penalty when you file your taxes, so use this method wisely!


Create Gigs on Fiverr (review)


Fiverr is a great way to earn money fast, simply by doing things you’re good at. Browse the listings on Fiverr to find things you know how to do, like creating graphics, making short videos, or writing web content.


Depending on the time it will take you and the complexity of the project, you can charge from $5 and up for your gig. Spend a few hours on gigs for people who order from you, and you can make some quick cash!


Want more money?


Try Swagbucks, the famous rewards program that pays you for watching videos, taking surveys, shopping and more.


Credit Card Cash Advance


Credit card cash advances can give you some quick cash, but be aware that they do come at a price. Most credit cards charge between 2% and 5% when you take out a cash advance.


So, if you have a credit card that charges 5% on a cash advance and you get a $200 advance, you’ll end up paying $210 for that money. Plus, you’ll end up owing a lot of interest if you don’t pay it back quickly.


Do a Street Performance


This is probably best for city dwellers, but if you have a downtown area in your town or, at the very least, some very tolerant and fun neighbors, try it out. Play the guitar, get the neighborhood kids to join you in a “flash mob” dance, or sing your best vocals. Whatever special talent you have, this is your chance to use it.


Drive for Uber (more work from home with Uber)


Uber pays you to drive people around in your car. And, people are making some good money with it! The beauty of Uber is that you can drive when you’re available, so you can even use it as a side job in the evenings or on weekends.