Too many of us let cash languish in accounts or in products paying rotten returns. Shake off this laziness and make your money work harder, plus hunt down any forgotten funds or concealed cash. You may be amazed at what you find.
Give yourself a 25% pay rise
There's nowt more powerful than sorting out your own finances. By shifting to the best deal on every product, you can give yourself a 25% pay rise, without cutting back. Before anything else, this is the most important starting point.
How much? The average UK family could gain Ј2,500 to Ј5,000 a year doing this.
How do I do it? Use the step-by-step Money Makeover guide.
Make your credit card pay you
Set up a direct debit to pay the card off in full each month, so there's no interest cost, and you can earn Ј100s/year. Just use the card for all your normal spending.