Your credit report summarizes your credit history, and it’s what lenders look at when they size up your credit application.
So it’s important to make sure that the data and information on it is accurate and up-to-date, to give yourself the best chance of getting the deals you want – and at the rates you want. Missed or late payments, different ways of listing your name and address, financial links to other people can all have an impact. Getting it right could help you to understand, protect and improve your finances.
You can use Credit Angel as a guide to help you understand your credit report, and how lenders might see your credit history. It can help you keep an eye on your progress before you next apply for credit.
Get your free 14 day trial with Credit Angel here.