I said that in many ways I've managed to get my finances under control. If I was to take away my legal bills I would consider myself to be doing pretty well.
I have never been one to need all the shiny new toys in my life and I've learnt to live a frugal life.
Sure there plenty of times that I've stood in front of something I thought that I wanted and considered whether I should splash out. On bad days where you need some immediate gratification splashing out on a purchase is a natural instinct for many.
There have been too many times that I've stood in front of a PlayStation 4, even when a retail chain was doing a clear loss leader with a $200 discount. I recall standing there for literally 10 minutes rationalizing to myself that I didn't need it.
There was an emotional tug to the PlayStation. I used to play this with my youngest daughter. It was our thing.
Self discipline kicked in.
I thought to myself, would I really play it that much? I considered all the things I could do with my time without having the distraction of a gaming console, all the things I could do with that money if I didn't buy it. Things that would be good for my health, my mind, my soul, even things that would help me earn more money.
I'm proud to say that I still don't have a PlayStation 4.
I don't need one.
Who knows, one day when I have managed to earn extra money to pay off my debt and solidify a supplemental income stream this could be amongst the list of rewards or treats. I imagine by then though I'll have found other things to occupy my time.