A money belt is an essential item that you should have with you when you travel. It is good to have so that you can have your money with you at all times. The good thing about wearing a money belt is that you do not have to do digging around inside your bag to find your wallet. There are money belts that are available for purchase in stores. However, they can be quite expensive and they only have limited designs to choose from. You can make your own money belt easily.