You can turn everyday purchases into money-making opportunities if you pay with a cash-back rewards credit card. If you’re responsible with credit and pay off your balance each month, consider taking advantage of a card that offers back a percentage of the amount you spend. The standard amount you can earn is 1 percent to 2 percent, but some cards offer 3 percent or more, according to consumer education site MagnifyMoney. com.
You also can earn cash back on online purchases by shopping at sites such as BeFrugal. com, Ebates. com and MrRebates. com. These sites partner with retailers to offer consumers a percentage of their purchases back in cash. The average amount you can earn is 4 percent to 10 percent, said Brent Shelton, a spokesperson for Ebates. com. Most Ebates. com members earn more than $100 each year, and many earn thousands of dollars in cash back, he said.
